Regulatory Information and Terms and Conditions of use

Please read the following sections carefully as it contains the legal terms and conditions that you agree to when you use this website (“the Site”).

Companies operating on the Site

The Site is operated by U K Insurance Limited (registered office: The Wharf, Neville Street, Leeds, LS1 4AZ; registered in England number 1179980) trading as DLG Partnerships. U K Insurance Limited is referred to in these terms and conditions as "UKI", "us" or "we". U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registration number 202810. The Financial Conduct Authority website, which includes a register of all regulated firms, can be visited at http://www.fca.org.uk, or the Financial Conduct Authority can be contacted on 0800 111 6768. Please note that if you need advice on financial or investment decisions you should approach a financial adviser.

Availability of Site

Whilst we have taken care in the preparation of the Site, certain technical matters may be beyond our control and we cannot guarantee that you will have uninterrupted or error free access to all or any part of the Site at all times or that any defects will be remedied, or that the Site, or the server that makes the Site available, are virus or bug free. Access may be suspended occasionally or restricted to allow for repair or maintenance or for the introduction of new services.

Intellectual Property

Images, logos, trademarks and names on the Site which identify UKI, DLG Partnerships or third parties are proprietary marks of UKI and/or the relevant third parties. Nothing in the Site shall be deemed to confer on any person any licence or right on the part of UKI, or any third party with respect to any such image, logo or name.

UKI are unless otherwise stated the owners of all copyright and database rights and other intellectual property rights that exist in the Site and its contents. You may not publish, distribute, extract, re-utilise or reproduce any part of the Site in any material form (including photocopying or storing it in any medium by electronic means) or as permitted by the Copyright Designs and Patents Act 1988 as amended or the Copyright and Rights in Databases Regulations 1997 as applicable or any equivalent legislation as may apply in the UK from time to time.

UKI shall take such action as is necessary to protect their intellectual property rights in this Site. You acknowledge that damages may not be an adequate remedy for any infringement of such rights by you and that UKI are entitled to the remedies of injunction, specific performance, orders to deliver up infringing copies and any other statutory or equitable relief for any threatened or actual infringement and that no proof of special damages is necessary for reliance on such remedies. By using this Site, you agree to comply with these terms.

External links

From time to time we may provide links to other websites which are not under the control of UKI. These links are provided for your convenience. When you activate these links, you will leave the Site and we do not endorse or take responsibility for the content on those websites or the availability of those websites, and we are not liable for any loss or damage which you may suffer by using those websites. If you decide to access linked websites, you do so at your own risk.

Site access

The Site is directed at those who can access the Site from the UK and is intended for use by UK based entities only.

You must not use the Site in any way that causes or is likely to cause access to be interrupted, or impaired in any way and you acknowledge and agree that you are responsible for electronic communications sent from your computer.

Disclaimer

The following provisions should be read carefully as they exclude or limit our legal liability in connection with your use of this website. Nothing in these terms and conditions attempts to exclude liability that is not permissible under applicable law, including without limitation, liability for death or personal injury caused by our negligence, or liability for fraud or fraudulent misrepresentation.

Nothing in these terms and conditions shall exclude, limit or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000, or any conduct of business rules that we are bound to comply with.

While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website, we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

We accept no liability in contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and we shall not be liable for any direct or indirect:

  • economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
  • loss of goodwill or reputation;
  • special, incidental, consequential loss or damage, suffered or incurred arising out of or in connection with your use of this website and these terms and conditions.

Access to and use of this website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

Amendment to the terms and conditions

We reserve the right to amend these terms and conditions without notice to you from time to time. Any such amendment shall be effective once the revised terms have been posted on this Site. As these terms and conditions may be updated from time to time, we suggest that you check them whenever you visit the Site.

If any of these provisions shall be unlawful, void or unenforceable for any reason the particular provision shall be deemed deleted and will not affect the validity or enforceability of the remaining provisions.

Records of emails

All email correspondence made by you to UKI will be recorded. By sending an email, you are consenting to this.

Waiver

If you breach these terms of use and we do not take immediate action against you, we are still entitled to enforce our rights and remedies in respect of any such breach or any subsequent breach.

Jurisdiction and law

These conditions of use shall be governed by and construed in accordance with English law. Disputes arising here from shall be subject to the exclusive jurisdiction of the courts of English courts.

Use of Site

You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

Privacy

Through your use of the Site you agree that personal information that is provided will be dealt with in accordance with our privacy policy.